Product Liability Insurance

Product Liability Insurance is specifically designed for product manufacturers, wholesalers and retailers. By protecting their third party legal liability in connection with their products, the insurance helps to reduce potential burdens borne by manufacturers and merchants.

Product Highlights

Protecting Against Third Party Liability Arising from the Use of a Product
The policy mainly protects the client's legal liability against bodily injury or property damage to a third party (users of the product under most circumstances) in connection with the use of the product (including its packing).


Fulfilling Requirements for Obtaining Import Permit
Authorities of some countries such as the US and Canada demand that importers purchase an appropriate product liability policy for their import goods before issuing the relevant import permits.



  1. The above information is for reference only and will not constitute any part of the insurance policy document. Please refer to the official insurance policy document for detailed terms, conditions and exclusions of this insurance plan.
  2. The above insurance plan is underwritten by Paofoong Insurance Company (Hong Kong) Limited ("Paofoong Insurance"), which is authorised and regulated by the Commissioner of Insurance of the HKSAR.
  3. Shanghai Commercial Bank Limited ("the Bank") is an appointed insurance agent of Paofoong Insurance.
  4. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) between the Bank and the customer arising out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between the customer and Paofoong Insurance.
  5. Contact details of Paofoong Insurance:
    Office address: 28/F, Two Landmark East, 100 How Ming Street, Kwun Tong, Kowloon, Hong Kong
    Telephone number: (852) 2290 3580
    Fax number: (852) 2626 0704.
  6. In case of any discrepancy between the English and Chinese versions of the above information, the English version shall prevail.
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