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Fixed Deposits

A Fixed Deposits Account allows you to earn higher interest by depositing a certain amount of money over a fixed period of time, regardless of market fluctuations.

Fixed Deposits

Shanghai Commercial Bank offers Fixed Deposits Accounts for a range of foreign currencies to let you enjoy high interest returns, as well as a potential returns from currency appreciation.

Service Benefits

  • A maximum of ten currencies, including:
    • hkd

      HKD

    • cny

      CNY

    • usd

      USD

    • eur

      EUR

    • gbp

      GBP

    • cad

      CAD

    • aud

      AUD

    • nzd

      NZD

    • jpy

      JPY

    • chf

      CHF

    Check minimum initial deposits amount for different currencies

  • Flexible deposit periods, including:

    • 1 or 2 weeks
    • 1, 2, 3, 6 or 12 months
  • A Deposit Confirmation is issued for each deposit, showing details of each transaction, including principal deposit amount, interest rate and maturity date
  • Automatic renewal services are available at your convenience
  • Forward contract arrangement can be made prior to maturity to lower exchange risks
  • Set up a fixed deposits placement or renewal instructions via Internet Banking, Phone Banking or at any of our branches

Note: Fixed deposits with a maturity exceeding 5 years are not a protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.

Act now

img01Check Foreign Currency Deposit Interest Rate img03Check documentation required to open an account

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