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Fixed Deposits

Minimum Initial Deposits Amount under Different Currencies

Checking Accounts

Currencies Minimum Initial Deposits Amount
HKD 5,000
USD 100
CNY 5,000

No Passbook Savings Accounts

Currencies Minimum Initial Deposits Amount
HKD 1,000
USD 100
GBP 1,000
AUD 1,000
NZD 1,000
CAD 1,000
CHF 1,000
JPY 100,000
EUR 1,000
CNY 100

Passbook Savings Accounts

Currencies Minimum Initial Deposits Amount
HKD* 100
USD 100

Student/Children Passbook Savings Accounts

Currencies Minimum Initial Deposits Amount
HKD 10

Fixed Deposits Accounts

Currencies Minimum Initial Deposits Amount
HKD 1,000
USD 5,000
GBP 5,000
AUD 10,000
NZD 10,000
CAD 10,000
CHF 10,000
JPY 1,000,000
EUR 5,000
CNY 10,000

Call Deposits Accounts

Currencies Minimum Initial Deposits Amount
HKD 500,000


* The following eligible customers can apply for exemption of the initial deposit requirement for an HKD Passbook Savings Account:

  1. Customers with an average monthly household income for the past 12 months below HK$10,000;
  2. Customers who receive social welfare benefits or government subsidies; or
  3. Customers who are physically or mentally disabled.

Shanghai Commercial Bank reserves sole discretion as to the above definition and the right of final decision.

The minimum amount set out above are for reference purpose only. Shanghai Commercial Bank may change the requirements above at its sole discretion without notice.

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