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Overview

Overview

Handle complex business matters with ease – SMART Banking streamlines your financial planning needs with one-stop banking service that helps you stay on the track to success. Enjoy the many privileges and benefits of SMART Banking with our Bank.

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Your Relationship Manager
 

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Each SMART Banking customer will be served by a designated Relationship Manager. With extensive experience in wealth management, investment and financial planning, our investment team of experts will also provide tailor-made financial solutions suitable for your unique financial needs.

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Diverse Range of Investment Services

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  • SMART Banking offers a wide range of investment and wealth management products, updated with the latest financial reports and analyses to help you capture opportunities across different market conditions and trading channels for greater investment flexibility.
  • We also offer Internet and mobile stock trading services to give you the flexibility to manage your portfolio efficiently.
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24-hour Manned Hotline
 

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Our 24-hour SMART Banking Customers Service Hotline (852) 2855 8818 enables you to enquire account updates, manage personal finances and arrange designated banking services anytime, anywhere.
 

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Cross-strait Banking Privilege

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Leveraging our strategic partnership with Bank of Shanghai# in mainland China and The Shanghai Commercial and Savings Bank^ in Taiwan, our Green Channel premium banking platform offers personalised services to meet your onshore and offshore financial needs at ease and with speed.

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My Smart Card
 

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  • Innovative My Smart Card, a 3-in-1 card combining the credit card, ATM card and security device functions, enables you to enjoy both the secure banking services and fabulous credit card offers at the same time.
  • My Smart Card not only serves as a two-factor authentication tool to prove your online identity, but also allows you to enjoy enhanced security to authenticate designated online transactions (e.g. fund transfer to non-registered account(s)) by performing Transaction Signing.
  • ATM facilities can also be included to enable you to withdraw cash from your SMART Banking accounts anytime, anywhere.
To borrow or not to borrow? Borrow only if you can repay!

 
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SMART Banking Centre
 

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You can enjoy privileged financial services at our cozy SMART Banking Centres.

We have 3 SMART Banking Centres

  • Retail Banking Operations - Central
  • Mody Road Branch
  • Connaught Road Branch (New)
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Comprehensive Account Services

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A Consolidated Monthly Statement of your account balances, transaction records and total portfolio will be provided to give you a complete picture of your financial status.

  • Basic Accounts
    • HKD savings account
    • HKD current account
    • Foreign currency savings account with 9 major currencies
    • Fixed deposit account with 10 major currencies
  • Supplementary Accounts
    • Securities account
    • USD / RMB current account
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Appointment Service
 

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Join NOW and experience the difference with our personalised banking services!

 

Being our SMART Banking customer, simply maintain a Total Asset Balance1 of HK$1,000,000 or more and fulfill one of our designated transactions.

Designated transactions include: New Funds2 or currency exchange of foreign currency equivalent to HK$400,000 or more to place a 6-month fixed deposit/ Buy securities of HK$400,000 or more3/ Subscribe any wealth management product of HK$400,000 or more4/ Residential Property Mortgage or Premium Mortgage of HK$3,000,000 or more5/ London Mortgage of GBP300,000 or more/ Successfully applied for any Life Insurance Plans from Hong Kong Life Insurance Limited (Annualized First Year Premium paid / Single Premium paid) of HK$400,000 or more through our Bank6/ Place a 6-month fixed deposit with New Funds of HK$1,000,000.


Related Terms and Conditions

#Bank of Shanghai Company Limited is a registered banking institution in mainland China, and does not hold a banking license in Hong Kong, and hence is not under the supervision of the Hong Kong Monetary Authority but hold a wholly-owned subsidiaries - Bank of Shanghai (Hong Kong) in Hong Kong.
^ The Shanghai Commercial & Savings Bank Limited is a banking institution registered in Taiwan, and has one branch in Hong Kong.

 

Risk Disclosure Statement:

Investment involves risks, and the prices of investment products may go up or down and may become valueless. Past performance of investment products may not be indicative of future performance. Before making any investment decisions, you should carefully read and understand the information and clauses provided in all related sales documents for the investment product, and you should ensure that you clearly understand all the risks involved. Do not rely solely on the information given in this leaflet. Before making any investment, you should determine whether an investment product is suitable for you (based on your investment objective, investment experience, financial situation and risk tolerance level), and you should seek independent professional advice.

For service fees and charges of SMART Banking Service, please reference from our Banking Service Charges.

Terms and Conditions for SMART Banking Service

 
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