Promotions & Info

Exclusive Promotion for SMART Banking customers

Take up SMART Banking Service for a chance to win
Okinawa 6 Days 5 Nights Deluxe Cruise Package for two

From now until 31 December 2018 (“Promotion Period”)1, become a SMART Banking customer to enjoy an array of privileges, including wealth management rewards up to HK$12,988 as well as “Deluxe Cruise Trip” Lucky Draw, and more!

Total Asset Balance Growth Reward2

SMART Banking customers can enjoy up to HK$4,000 Travel Coupon when he/she has HK$3,000,000 growth in Total Asset Balance and conduct Eligible Transaction with designated accumulative transaction amount.
Total Asset Balance Growth
(in HKD or equivalent)
Accumulative Transaction Amount for Eligible Transactions
(in HKD or equivalent)
Travel Coupon
(in HKD)
$3,000,000 or above $5,000,000 or above $4,000
$3,000,000 to <$5,000,000 $2,000
$1,000,000 to <$3,000,000 $500
Learn More > Investment

“Deluxe Cruise Trip” Lucky Draw3

Fulfil the Total Asset Balance Growth Reward requirements to also enjoy the lucky draw and have a chance to win “Okinawa 6 Days 5 Nights Deluxe Cruise Package for two” valued at around HK$50,000. Customers can enjoy one lucky draw chance for every HK$200,000 (or equivalent) accumulative amount of Eligible Transaction. There is no limit on the number of Lucky Draw chance.

Welcome Reward4

New customers who successfully take up SMART Banking Service and apply for My Smart Card can enjoy HK$800 Free Spending Credit. Existing SMART Banking customers or customers upgraded to SMART Banking Service who successfully apply for My Smart Card can also enjoy HK$300 Free Spending Credit.
Customer Type Free Spending Credit
New SMART Banking customers HK$800
Existing SMART Banking customers or customers upgraded to SMART Banking Service HK$300
Learn More > My Smart Card

Upgrade Reward5

SMART Banking customers can earn 3x Bonus Points with My Smart Card for local dining and overseas transactions, along with 10x Bonus Points for online transactions, for the upgrade reward of up to an equivalent of HK$1,200.

Wealth Management Rewards

Securities Offers6
  • New securities customers registering for designated e-channel services can enjoy HK$100 Free Spending Credit
  • New securities customers can enjoy first 6-month 0% brokerage commission discount for buying securities of up to HK$6,888 Free Spending Credit
Learn More > Securities Trading

Life Insurance Offers7
(Life Insurance Promotion Period is from now until 27 December 2018)
  • Up to 15% first year premium discount for Retire-at-Ease Annuity Plan, Prime Reward Whole Life Savings Insurance Plan, Monthly Reward Whole Life (3-Year Pay) Plan or designated life insurance plans.
Learn More > Life Insurance

Deposit Rewards8

Fixed Deposit & Exchange Rate Premium offer
  3-month Fixed Deposit
Interest Rate Offer (p.a.)
Exchange Rate Premium Offer
RMB 3.50% 40 basis points discount
USD 2.75% 50 basis points discount
GBP 0.60% 18 basis points discount

To borrow or not to borrow? Borrow only if you can repay!


Investment involves risks. Offers are subject to the applicable Terms and Conditions. For details, please refer to the Terms and Conditions or contact our staff.

SMART Banking Customer Service Hotline:(852) 2855 8818


Appointment for joining SMART Banking

Make appointment now
to enjoy fabulous SMART Banking rewards!