| The scheme covers the following types of loans:
 Business Installations and Equipment Loans
Working Capital Loan
Business Installations and Equipment Loans
| Loans drawn under the Scheme shall be used for acquiring business installations and equipment, including machinery, tools, computer software and hardware, communication system, office equipment, transport facilities, furniture, fixtures (e.g. air-conditioning system, built-in cabinets and lighting system, but excluding decoration works).
Features
- No cap on loan amount
- May borrow up to 90% of the value of the equipment / installations
- Exceptionally low interest rate
- Repayment term of up to 5 years, by installment loan or hire purchase
- Installations and equipment can be located outside Hong Kong
- Loans can be used to acquire second-hand installations and equipment
- Speedy approval
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Working Capital Loan
| The loans drawn under the Scheme can be used for meeting working capital needs of general business uses.
Features
- No collateral required
- Repayment term of up to 5 years
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For details, please visit any of our branches or call our Hotline: (852) 2207 2207
Shanghai Commercial Bank Ltd reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.
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