Do you have any studying, home-furnishing, wedding, investment, travelling plans?
Do you want to save interest paid to other credit card / financial institution?
To apply our "U-Select" Cash Instalment Scheme, you can immediately convert your credit limit into cash. The Scheme offers you additional cash to solve different kinds of need.
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Repayment Period |
| 12 or 24 Months |
Monthly Handling Fee |
0.45%
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Application Hotline: 2818 8236 (Press "8" after selecting language)
Apply Now!
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| Example: Assuming that the instalment amount is HK$10,000 |
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Repayment Period |
Instalment Amount |
Monthly Instalment |
Monthly Handling Fee |
Monthly Repayment |
12 Months |
HK$10,000 |
HK$833 |
HK$45
(0.45%) |
HK$833+HK$45
= HK$878 |
24 Months |
HK$10,000 |
HK$416 |
HK$45
(0.45%) |
HK$416+HK$45
= HK$461 |
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The Annualized Percentage Rate (APR) of 12 months instalment is 10.28% for monthly handling fee of 0.45%;
The APR of 24 months instalment is 10.52% for monthly handling fee of 0.45%.
Monthly handling fee is included in the calculation of APR. The APR is calculated based on the requirement of the Code of Banking Practices.
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Customer Services Hotline
 (852)2818 8236 |
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