Do you have any studying, home-furnishing, wedding, investment, travelling plans? Do you want to save interest paid to other credit card / financial institution?
Enjoy extra cash instantly with interest free offer, apply "U-Select" Cash Instalment Scheme now!
Cash Instalment up to3times of monthly salary
Cash can be deposited to the designated bank account
Instalment Amount
Monthly Handling Fee
Repayment Period
HK$3,000 - HK$9,500
0.45%
12 or 24 months instalment
HK$10,000 - HK$29,500
0.38%
HK$30,000 or above
0.32%
Application Hotline:8206 8303 (Press "8" after selecting language)
Example: Assuming that the instalment amount is HK$30,000
Repayment Period
Instalment Amount
Monthly Instalment
Monthly Handling Fee
Monthly Repayment
12 Months
HK$30,000
HK$2,500
HK$96 (0.32%)
HK$2,500+HK$96 = HK$2,596
24 Months
HK$30,000
HK$1,250
HK$96 (0.32%)
HK$1,250+HK$96 = HK$1,346
The Annualized Percentage Rate (APR) of 12 months instalment is 10.28% for monthly handling fee of 0.45%; The APR of 24 months instalment is 10.52% for monthly handling fee of 0.45%. The Annualized Percentage Rate (APR) of 12 months instalment is 8.64% for monthly handling fee of 0.38%; The APR of 24 months instalment is 8.87% for monthly handling fee of 0.38%. The Annualized Percentage Rate (APR) of 12 months instalment is 7.24% for monthly handling fee of 0.32%; The APR of 24 months instalment is 7.45% for monthly handling fee of 0.32%.
Monthly handling fee is included in the calculation of APR. The APR is calculated based on the requirement of the Code of Banking Practices.
