Shanghai Commercial Bank

Do you have any studying, home decoration, wedding, investment, travelling plans? Do you want to save interest paid to other credit card / financial institutions?

Enjoy extra cash instantly with interest free offer! Apply "U-Select" Cash Instalment Scheme now!

Cash Instalment up to3times of monthly salary

Approved amount will be directly deposited to your designated bank account

within 4 working days.

Instalment Amount
Monthly Handling Fee Repayment Period

HK$3,000 - HK$29,500

0.35%

12 or 24 months

HK$30,000 or above

0.28%

Example: Assuming that the instalment amount is HK$30,000

Repayment Period

Instalment Amount

Monthly Instalment

Monthly Handling Fee

Monthly Repayment

12 Months

HK$30,000

HK$2,500

HK$84 (0.28%)

HK$2,500+HK$84
= HK$2,584

24 Months

HK$30,000

HK$1,250

HK$84 (0.28%)

HK$1,250+HK$84
= HK$1,334

Application Hotline:8206 8303

The Annualized Percentage Rate (APR) of 12 months instalment is 7.94% for monthly handling fee of 0.35%; The APR of 24 months instalment is 8.16% for monthly handling fee of 0.35%. The APR of 12 months instalment is 6.32% for monthly handling fee of 0.28%; The APR of 24 months instalment is 6.51% for monthly handling fee of 0.28%. Monthly handling fee is included in the calculation of APR. The APR is calculated based on the requirement of the Code of Banking Practices.

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Customer Services Hotline

(852)2818 8236

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