Credit Card Services Purchase Instalment Program  
 
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You can apply Purchase Instalment Program with accumulated credit card spending HK$1,000 or above. Monthly handling fee is as low as 0.28%!

 

 
Spending Type
Instalment Amount
Repayment Period Monthly Handling Fee
Any Spending
HK$1,000 - HK$29,999
12 or 24 months
0.35%
HK$30,000 or above
0.28%
 
 
Example: Assuming that the instalment amount is HK$30,000
 
Repayment Period
Instalment Amount
Monthly Instalment
Monthly Handling Fee
Monthly Repayment
12 Months
HK$30,000
HK$2,500
HK$84 (0.28%)
HK$2,500+HK$84
= HK$2,584
24 Months
HK$30,000
HK$1,250
HK$84 (0.28%)
HK$1,250+HK$84
= HK$1,334
 

Application Hotline:8206 8303

 

The Annualized Percentage Rate (APR) of 12 months instalment is 7.94% for monthly handling fee of 0.35%; The APR of 24 months instalment is 8.16% for monthly handling fee of 0.35%. The APR of 12 months instalment is 6.32% for monthly handling fee of 0.28%; The APR of 24 months instalment is 6.51% for monthly handling fee of 0.28%. Monthly handling fee is included in the calculation of APR. The APR is calculated based on the requirement of the Code of Banking Practices.

 

 

 

Customer Service Hotline
(852)2818 8236