Shanghai Commercial Bank

Coverage		Maximum Indemnity per Insured Person (HK$)
Coverage		Gold (G)	Silver(S)	Bronze(B)
1.	Medical Protection
Medical expenses		800,000	500,000	200,000
Overseas hospital cash allowance		250 per day & Maximum 3,000	250 per day & Maximum 1,500	250 per day & Maximum 1,000

2.	Global Emergency Assistance
Hospital admission guarantee		40,000
Medical evacuation or repatriation service		Actual Expenses
Repatriation of mortal remains/ashes to HKSAR		Actual Expenses
Compassionate visit by relative		Economy return airfare for 1 person
Additional accommodation expenses		1,950 per day and Maximum 7,800
Return of unattended child		Economy one-way airfare for 1 person and Maximum 30,000
Other advisory services

3.	Personal Accident	1,000,000	500,000	250,000
On public common carrier or due to robbery		1,500,000	750,000	375,000
Burns cover		200,000	200,000	200,000
Income benefit (Maximum 12 weeks)		1,000 per week	1,000 per week	1,000 per week

4.	Compassionate Death Allowance	10,000	10,000	10,000
Compassionate visit		Economy return airfare for 1 person and actual hotel accommodation costs up to 30,000

5.	Personal Baggage	20,000	10,000	5,000

6.	Loss of Money	3,000	2,000	1,000

7.	Credit Card Protection	30,000	15,000	5,000

8.	Loss of Travel Documents or Air Tickets	3,000	2,000	1,000

9.	Loss of Home Contents due to Burglary	100,000	80,000	50,000

10.	Personal Liability	2,500,000	2,500,000	2,500,000

11.	Travel Delay/Re-routing
Travel delay allowance		1,500	1,500	1,500
Extra hotel costs due to travel delay		2,000	2,000	2,000
Extra re-routing costs due to travel delay		10,000	7,500	5,000

12.	Baggage Delay/Emergency Purchase	1,500	1,000	500

13.	Cancellation of Trip	30,000	20,000	10,000

14.	Curtailment of Trip	30,000	20,000	10,000

The above description is for reference only. Please refer to the policy document for detailed terms, conditions and exclusions.

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