To have a snap shot of your protection needs, please try our needs calculator for a simple analysis.

Family Expenses： 1. Monthly Household Expenses (Exclude mortgage instalment) HK$ /month 2. Year(s) of responsibility in supporting the expenses?   Year 3. Outstanding Mortgage Loan HK$   4. Other Outstanding Loan Amount HK$   5. Estimated Final Expenses HK$   6. Expected average inflation rate per annum   % Current Assets： 1. Cash HK$   2. Present Value of MPF or P-Fund HK$   3. Other Assets (Include: stock, fund, time deposit, or the present value of all investments,etc.) HK$   4. Current Life Insurance Protection Amount HK$     Based on the difference between your liabilities and assets, your required insurance coverage is HK$ Recommendation: Balancing your liabilities and your assets is of utmost importance in terms of protecting your family. Imagine leaving your hefty financial burden on to your family when tragedy strikes, how are they going to bear it? So be a responsible family member, plan ahead and unload their future burdens today! There are countless of insurance plans on the market today, each with different features and benefits. To find the most suitable insurance plan that best fits your budget and meets your needs, it is advisable that you look closely at your financial target and insurance coverage required. For detailed information, please discuss with our Customer Service Officers of our member banks and arrange for a financial analysis now! Congratulation! You have already prepared enough coverage for your family. Please review regularly and have an in-depth analysis on your comprehensive benefits with our Customer Services Officers.