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Personal Tax Loan |
Application is easy and fast. Terms of personal tax loan are as follows:
- Interest rate is as low as 6.68% p.a.
- Loan amount up to 200% of your tax bill
- Repayment period may be as long as 18 months
- Couples may jointly apply in order to enjoy lower interest rate
- Complimentary Credit Life Insurance
- Applicable to salary and personal assessment tax
Instalment table for reference:
|
|
Loan Amount
(HK$) |
Flat Rate (p.m.)
|
Monthly Instalment Amount (per HK$1,000 Loan Amount) |
Pre-approved Customer |
6 months |
12 months |
18 months |
General Customer |
20,000
/
99,999 |
0.44% |
172.3497
(12.23%) |
89.0493
(13.16%) |
61.3046
(13.46%) |
0.52% |
173.1557
(14.06%) |
89.8613
(15.11%) |
62.1226
(15.44%) |
100,000
/
199,999 |
0.27% |
170.6369
(8.43%) |
87.3238
(9.08%) |
59.5663
(9.31%) |
0.35% |
171.4429
(10.21%) |
88.1358
(10.99%) |
60.3843
(11.25%) |
200,000
or above |
0.19% |
169.8309
(6.68%) |
86.5118
(7.19%) |
58.7483
(7.38%) |
0.27% |
170.6369
(8.43%) |
87.3238
(9.08%) |
59.5663
(9.31%) |
|
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Note：
- Processing fee for 1.5% flat p.a. is included in the monthly instalment.
- The annualized percentage rates (APR) quoted in the brackets are calculated according to the formula suggested by The Hong Kong Association of Banks. (inclusive of processing fee)
Application Hotline : 2841 5249
You may also apply through any of our branches, or call 2841 5249 for details.
Please be informed that Shanghai Commercial Bank Ltd. is not responsible for the interception of any information supplied in this application form during data transmission.
Shanghai Commercial Bank Ltd reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.
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Personal Tax Loan 
(852) 2841 5249