Shanghai Commercial Bank offers HKD and foreign currencies Fixed Deposits Accounts to let you enjoy high interest return within a period of time specified. Also, we provide wide variety of currencies and deposits periods for you to choose from, which gives you high flexibility to manage your fund.

Advantages of choosing our Fixed Deposits Account are…

Having a Fixed Deposits Account allows you to earn higher interest over a savings account for a certain period of time.

Our Target Customers are…

Customers who have extra funds and would like to earn higher interest return than those of a savings account.

Features

• A maximum of ten currencies including HKD, USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF and CNY are allowed in a single account with flexible deposit period for selection, facilitated by auto-renewal standing instruction and forward contract to suit your needs
• Deposit confirmation will be issued showing details of each fixed deposit transaction including account holder’s name, principal deposit amount, interest rate and maturity date, etc
• Flexible deposit periods of 1 or 2 weeks, 1, 2, 3, 6 or 12 months could be selected (except that CNY Fixed Deposits do not have 6 or 12 months deposit periods)

• Forward contract arrangement can be made prior to maturity to lower exchange risks
• Automatic renewal services are available at your convenience
• You can set up a fixed deposits placement or renewal instructions via Internet Banking, Phone Banking or any of our branches

For the requirements of the minimum fixed deposits amounts, please click here.

For more information on the documentation required for accounts opening, please click here.