Mortgage Calculator

Loan Amount (HKD):
Loan Interest Rate (%) p.a.:
Repayment Period (years):
 

Results:

Loan Amount (HKD):
Loan Interest Rate (%) p.a.:
Repayment Period (years):
(years)
Monthly Instalment Amount (HKD):
Total Interest Amount (HKD):

Notes:

  • The result of the mortgage calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement. No warranty or representation is given by Shanghai Commercial Bank Limited ("the Bank") as to its accuracy, completeness and/or fitness for a particular purpose. Customers should note that the figures shown do not constitute any offer or guarantee of credit facilities from our Bank and the calculation should not be deemed as a financial advice.

  • The loan interest in the calculation assumes that the draw down date and the first repayment date by customers shall be 1st Jan 2025 and 1st Feb 2025 respectively.

  • The Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and/or use of the mortgage calculator. All mortgage applications, loan terms and conditions, including but not limited to the loan amount, mortgage rate, and repayment period, shall be subject to the formal approval of the Bank.

  • Reminders about Responsible Borrowing:


  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.

  • You should have assessed your repayment ability and avoid over-borrowing.

  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.

  • To borrow or not to borrow? Borrow only if you can repay!

  • In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

  • In case of any discrepancies between Chinese and English versions, the English version shall prevail.

Terms and Conditions © Shanghai Commercial Bank Limited