Instalment Loan Calculator

Loan Amount (HKD):
Monthly Flat Rate(%)p.m.:
Repayment period (months):
 

Results:

Loan Amount (HKD):
Monthly Flat Rate(%)p.m.:
Repayment period (months):
(months)
APR (%):
Monthly Instalment Amount (HKD):
Total Interest Amount (HKD):

Notes:

  • The result of the loan calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement. No warranty or representation is given by Shanghai Commercial Bank Limited ("the Bank") as to its accuracy, completeness and/or fitness for a particular purpose. Customers should note that the figures shown do not constitute any offer or guarantee of credit facilities from our Bank and the calculation should not be deemed as a financial advice. The Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and/or use of the personal instalment loan calculator.

  • An annualized percentage rate (APR) is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

  • The APR is calculated based on the guidelines issued by the Industry Associations, and is rounded to the nearest two decimal places.

  • Please note that all personal instalment loan application shall be subject to the Bank's approval and refer to the relevant Terms and Conditions.

    • Reminders about Responsible Borrowing:


  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.

  • You should have assessed your repayment ability and avoid over-borrowing.

  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.

  • To borrow or not to borrow? Borrow only if you can repay!

  • In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

    • In case of any discrepancies between Chinese and English versions, the English version shall prevail.

Terms and Conditions © Shanghai Commercial Bank Limited