Overdraft Facility Calculator

Loan Amount (HKD):
Interest Rate (%) p.a.:
 

Results:

Loan Amount (HKD):
Interest Rate (%) p.a.:
Daily Interest (HKD):

Notes:

  • The result of the overdraft facility calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement. No warranty or representation is given by Shanghai Commercial Bank Limited ("the Bank") as to its accuracy, completeness and/or fitness for a particular purpose. Customers should note that the figures shown do not constitute any offer or guarantee of credit facilities from our Bank and the calculation should not be deemed as a financial advice. The Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and/or use of the overdraft facility calculator.

  • Overdraft interest is to be accrued on a daily basis. The basis of a 365-day year is used for the calculation of loan interest for HKD overdraft facility, the basis for the calculation of interest in leap years is the same as that in ordinary years.

  • Please note that all final terms of your overdraft facility shall be subject to the Bank's offer letter and refer to the relevant Terms and Conditions.

  • Reminders about Responsible Borrowing:


  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.

  • You should have assessed your repayment ability and avoid over-borrowing.

  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.

  • To borrow or not to borrow? Borrow only if you can repay!

  • In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

  • In case of any discrepancies between Chinese and English versions, the English version shall prevail.

Terms and Conditions © Shanghai Commercial Bank Limited