Promo

From now until 31 March 2026, eligible customers who successfully complete account opening through the channel will enjoy an exclusive welcome offer valued at over HK$75,000 featuring service and reward upgrades.

★ Successfully open business accounts can enjoy the following privileges:

• Open your account in as fast as 1 business day through the SME Online Onboarding and Loan Application Platform, you can complete your application in just 2 simple steps: fill out the required information and complete the electronic identity verification.
• 20 minutes for account opening and 10 minutes for loan application! Reduce application time through advanced eKYC solution uses biometric and digital verification technologies!

★ Upgraded Account Opening Rewards at HK$2,590!

• HK$1,000 Account opening fee waiver
• HK$1,440 First-year below balance service fee waiver
• HK$150 Company search fee waiver

★ Upgraded Operational Rewards at HK$14,700!

• Up to HK$12,000 inward remittance handling fee 50% discount
• Up to HK$1,500 payroll service handling fee waiver
• Up to HK$1,200 FPS Merchant Services handling fee waiver

★ Upgraded Wealth Management Rewards at HK$57,838!

• Up to HK$35,000 subscription fee discounts for funds and structured products
• Up to HK$12,000 75-pip discount for foreign exchange
• Up to HK$9,088 0% securities purchase commission and designated electronic services offers
• Up to HK$1,000 Business credit card first-year annual fee waiver and welcome offer
• Up to HK$750 First-year insurance premium discounts

★ Upgraded Digital Experience!

• Through Interbank Account Data Sharing (IADS), you can consolidate cross-bank data like transaction records and account statuses. Alternatively, using third-party data from Commercial Data Interchange (CDI), such as merchant payment records, our AI-powered automated analysis expedites the credit approval process for SMEs. We have processed over HK$2 billion in loan applications to date!
• Through CDI, connect to cross-border credit data, such as Mainland China corporate credit reports. SMEs expanding overseas can verify their credit in Mainland China in as fast as 10 minutes. Combined with real-time sea, land, and air freight data, this simplifies the entire cross-border account opening and financing process, driving the development of the cross-border trade ecosystem.

Experience our upgraded services on the SME Online Onboarding and Loan Application Platform today and seize new opportunities! For any inquiries, please call our Customer Service Hotline at (852) 2818 0282.

Investment involves risks.
Offers are subject to terms and conditions.

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• SME HK$75,000 Account Opening Offer Terms and Conditions

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.