Cards

Other Services & Privileges Key Facts Statement


For SMART Banking customers only

[Join SMART Banking and apply for World Credit Card now]

Travel in style with our World credit card, which offers a variety of travel privileges including worldwide Airport Lounge Services and free travel protection.
 

• Welcome Gift
  Up to HK$500 Free Spending Credit
• Up to HK$1,000,000 Free Annual Multi-Trip Family Travel Protection [Details] [Travel Insurance Policy]
• Enjoy the Worldwide DragonPass Airport Lounge Services [Details]
• Permanent annual fee waiver, exclusively for SMART Banking customers. (If the Smart Banking Service is cancelled by the cardholder, the Bank will charge the World credit card annual fee effective from the cancellation date.)
• Unsurpassed privileges offered by MasterCard. Please visit MasterCard website for details.

 

World Credit Card Welcome Gift Terms and Conditions

 

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Our Platinum Credit Card offers incredible privileges and rewards. With a Platinum Credit Card, you can even access our Green Channel to make wealth management easier.
 

• Welcome Gift (Choose one out of two)
  

  1. Up to HK$1,000 Cash Rebate

  New cardholders will be eligible for the relevant cash rebate upon meeting the relevant spending requirement below.

  Cash Rebate	Spending Requirement
  HK$600	Accumulated spending upon HK$9,000 or above
  HK$200	Successfully applied for a Cash/Purchase Instalment with the amount HK$30,000 or above
  HK$100	Register credit card Octopus Automatic Add Value Service and make at least ONE transaction.
  HK$100	Make at least one bill payment through Personal Internet Banking or the Mobile App.

  2. 12 Months Interest-Free Cash Instalment

  Cash instalment of HK$100,000 or 90% of credit limit (whichever is lower) 12 months interest-free & no handling fee cash instalment No spending requirement

• Exclusive Offer: Up To 6% Cash Rebate on Designated Spending (Details)
• Annual fee waiver for the first 3 years
• Enjoy the Green Channel Cross-strait Banking Privilege offered by Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong, to manage wealth in style and comfort.
• Unsurpassed privileges offered by Visa / Mastercard. Please visit Visa / Mastercard website for details.

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The UnionPay Dual Currency Diamond Credit Card features special offers and travel rewards that make travel between Hong Kong and China easier and more convenient than ever.
 

Exclusive Privileges

• Welcome Gift (Choose one out of two)
  

  1. Up to HK$1,000 Cash Rebate

  New cardholders will be eligible for the relevant cash rebate upon meeting the relevant spending requirement below.

  Cash Rebate	Spending Requirement
  HK$600	Accumulated spending upon HK$9,000 or above
  HK$200	Successfully applied for a Cash/Purchase Instalment with the amount HK$30,000 or above
  HK$100	Register credit card Octopus Automatic Add Value Service and make at least ONE transaction.
  HK$100	Make at least one bill payment through Personal Internet Banking or the Mobile App.

  2. 12 Months Interest-Free Cash Instalment

  Cash instalment of HK$100,000 or 90% of credit limit (whichever is lower) 12 months interest-free & no handling fee cash instalment No spending requirement

• Exclusive Offer: Up To 6% Cash Rebate on Designated Spending (Details)
• Up to HK$500,000 and 90 days Free Travel Insurance Protection [Details] [Travel Insurance Policy]
• Annual fee waiver for the first 3 years
• Enjoy the Green Channel Cross-strait Banking Privilege offered by Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong, to manage wealth in style and comfort
• Downloading UnionPay APP with mobile phone, adding the UnionPay Dual Currency Diamond Credit Card and performing UnionPay QR code payment via UnionPay network to make your payment more convenient. You can enjoy the unsurpassed privileges. For details, please visit: www.unionpayintl.com/hk

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Our Titanium Credit Card brings you a unique shopping experience with a host of unrivalled offers.
 

• Welcome Gift (Choose one out of two)
  

  1. Up to HK$1,000 Cash Rebate

  New cardholders will be eligible for the relevant cash rebate upon meeting the relevant spending requirement below.

  Cash Rebate	Spending Requirement
  HK$600	Accumulated spending upon HK$9,000 or above
  HK$200	Successfully applied for a Cash/Purchase Instalment with the amount HK$30,000 or above
  HK$100	Register credit card Octopus Automatic Add Value Service and make at least ONE transaction.
  HK$100	Make at least one bill payment through Personal Internet Banking or the Mobile App.

  2. 12 Months Interest-Free Cash Instalment

  Cash instalment of HK$100,000 or 90% of credit limit (whichever is lower) 12 months interest-free & no handling fee cash instalment No spending requirement

• Exclusive Offer: Up To 6% Cash Rebate on Designated Spending (Details)
• Unsurpassed privileges offered by Mastercard. Please visit Mastercard website for details.

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.