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World Credit Card

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Other Services & Privileges Key Facts Statement


For SMART Banking customers only


[Join SMART Banking and apply for World Credit Card now]

Travel in style with our World credit card, which offers a variety of travel privileges including worldwide airport VIP lounge services and free travel protection.
 
  • Up to HK$1,000,000 Free Annual Multi-Trip Family Travel Protection [Details]
  • Enjoy the Worldwide LoungeKey Airport Lounge Services [Details]
  • Fee Waiver of Overseas ATM Cash Withdrawal
  • Permanent annual fee waiver, exclusively for SMART Banking customers. (If the Smart Banking Service is cancelled by the cardholder, the Bank will charge the World credit card annual fee effective from the cancellation date.)
  • Unsurpassed privileges offered by MasterCard. Please visit MasterCard website for details.


Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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Platinum Credit Card

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Other Services & Privileges Key Facts Statement Apply now



Our Platinum Credit Card offers incredible privileges and rewards. With a Platinum Credit Card, you can even access our Green Channel to make wealth management easier.
 
  • New cardholders who successfully apply for Platinum Credit Card online are entitled to additional HK$100 Free Spending Credit (For a single transaction of HK$200 or above within 3 months from the date of card issuance)
  • Welcome Gifts(Choose one out of three)
    1. GrandaZ Multi-Function Cooking Machine (Details)
    2. DELSEY 66cm Travel Suitcase (Details)
    3. Up to HK$500 Free Spending Credit
  • Annual fee waiver for the first 3 years
  • Enjoy the Green Channel Cross-strait Banking Privilege offered by Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong, to manage wealth in style and comfort.
  • Perpetual annual fee waiver upon successful application for Octopus Automatic Add-Value Service or i-Banking Service
  • Unsurpassed privileges offered by Visa / Mastercard. Please visit Visa / Mastercard website for details.
Note: Annual income requirement of Platinum Credit Card is HK$150,000 or above

Terms and Conditions


Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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UnionPay Dual Currency Diamond Credit Card

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Other Services & Privileges Key Facts Statement Apply now



The UnionPay Dual Currency Diamond Credit Card features special offers and travel rewards that make travel between Hong Kong and China easier and more convenient than ever.
 

Exclusive Privileges

  • New cardholders who successfully apply for UnionPay Dual Currency Diamond Credit Card online are entitled to additional HK$100 Free Spending Credit (For a single transaction of HK$200 or above within 3 months from the date of card issuance) (Exclude the spending of UnionPay Dual Currency Diamond Credit Card's RMB account)
  • Welcome Gifts(Choose one out of three)
    1. GrandaZ Multi-Function Cooking Machine (Details)
    2. DELSEY 66cm Travel Suitcase (Details)
    3. Up to HK$500 Free Spending Credit
  • Handling Fee Waiver for overseas spending
  • Up to HK$500,000 and 90 days Free Travel Insurance Protection [Details]
  • Annual fee waiver for the first 3 years
  • Enjoy the Green Channel Cross-strait Banking Privilege offered by Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong, to manage wealth in style and comfort
  • Perpetual annual fee waiver upon successful application for Octopus Automatic Add-Value Service or i-Banking Service
  • Downloading UnionPay APP with mobile phone, adding the UnionPay Dual Currency Diamond Credit Card and performing UnionPay QR code payment via UnionPay network to make your payment more convenient. You can enjoy the unsurpassed privileges. For details, please visit: www.unionpayintl.com/hk
Note: Annual income requirement of UnionPay Dual Currency Diamond Credit Card is HK$150,000 or above

Terms and Conditions


Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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Titanium Credit Card

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Other Services & Privileges Key Facts Statement Apply now



Our Titanium Credit Card brings you a unique shopping experience with a host of unrivalled offers.
 
  • New cardholders who successfully apply for Titanium Credit Card online are entitled to additional HK$100 Free Spending Credit (For a single transaction of HK$200 or above within 3 months from the date of card issuance)
  • Welcome Gifts(Choose one out of three)
    1. GrandaZ Multi-Function Cooking Machine (Details)
    2. DELSEY 66cm Travel Suitcase (Details)
    3. Up to HK$500 Free Spending Credit
  • Perpetual annual fee waiver upon successful application for Octopus Automatic Add-Value Service or i-Banking Service
  • Unsurpassed privileges offered by Mastercard. Please visit Mastercard website for details.
Note: Annual income requirement of Titanium Credit Card is HK$80,000 or above.

Terms and Conditions


Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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