Promotions

「Exclusive Welcome Offer for selected Customers」

Together for 75 years, smart wealth management leads to the future.

Promotion Period：

From October 1 until December 31, 2025 (both dates inclusive, hereinafter referred to as the "Promotion Period"), visit a branch to successfully you're your personal accounts to enjoy exclusive offer!

Offers Details ：

1. New Account Opening Reward
   Successfully open your personal bank accounts (including HKD savings/foreign currency/investment accounts) during the Promotion Period, complete the "Customer Risk Profiling" questionnaire on the same day, and activate internet/mobile banking services to receive to receive HK$100 in cash. Reward will be credited to newly opened accounts within 30 business days after the promotion ends.
2. Qualification for Lucky Draw Reward
   Achieve a total asset value (AUM) of HKD 300,000 or above during the promotion period and complete an investment or wealth management transaction (fixed deposit/currency linked deposits/stocks/funds/foreign exchange) via internet/mobile banking, will receive 1 draw entry. Each customer can receive up to 5 draw entries to win a "Apple Store Card (value HK$500)."
3. Account Upgrade Reward
   Successfully open an account and upgrade to SMART Banking Customers ("Total Asset Balance" of HK$1,000,000 or above) during the Promotion Period, and via internet/mobile banking subscribe to investment or wealth management transaction (fixed deposit/currency linked deposits/stocks/funds/foreign exchange) worth HKD 300,000 or more to receive a set of "Hong Kong Disneyland Dual Tickets "on top of exclusive SMART Banking offers*. *Refer to: https://www.shacombank.com.hk/eng/personal/promotion/smart.jsp

Referral Rewards Program^:

Existing customers who successfully refer a friend or relative to newly open the bank account with SMART Banking Service can enjoy HK$1,000 Cash Reward. Enjoy more by referring more!
^Refer to: https://www1.shacombank.com.hk/eng/personal/promotion/smart.jsp

Eligibility：

Customers who meet all the following requirements qualify as "Eligible Customers":

• Opened a personal account at Shanghai Commercial Bank for the first time.
• Holders of Chinese resident identity card, Exit-Entry Permit for Travelling to and from Hong Kong and Macao, or Chinese passport.
• Joint accounts, company accounts, and minors accounts are not eligible.

Why us?

Cross-border financial services around the world

We provide professional cross-border financial services and convenient digital banking solutions for mainland customers, helping you manage your assets with ease.

• Multi-currency accounts: Support 12 currencies including HKD, RMB and USD.
• Convenient exchange: Convenient exchange of offshore RMB, efficient and worry-free fund transfer.
• Professional service: 1-on-1 customer relationship manager.

We offer

• Safe and secure capital protection
• Suggestions for professional investment in the two markets
• 7 x 24 online banking service
• Personalized wealth management solutions

【Click on the appointment, act now】

• STEP 1: Click the button to fill in the information for appointment.
• STEP 2: Wait for our dedicated customer relationship manager to call you for personalized services.
• STEP 3: Bring the required information to your selected branch and enjoy the VIP channel.

The above offers are subject to the relevant terms and conditionsPlease contact our staff for details.

Risk Disclosure：

• The following risk disclosure statement cannot disclose all the risks involved and does not take into account any circumstances that are unknown to the Bank. Investment involves risks. Securities and Investment fund are investment products. The price of investment products may go up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying or selling investment products. Any past performance figures shown are not indicative of futures performance. Part of the investment may not be able to liquidate immediately under certain market situation. Customers should refer to relevant offering documents for detailed information, including but not limited to Risk Disclosures, prior to any investment subscription. The products described herein may not be suitable for all people. The decisions to invest are made by customers and customers should not invest in investment products unless the intermediary selling them has explained to them that the product is suitable for them having regard to customers' financial situation, investment experience and investment objectives. Customers should not make any investment decisions based on this document alone. Customers must make their own assessment of the information provided in this document. Customers should carefully consider whether any investment products or services mentioned herein are appropriate for them in view of their financial situations, investment experiences and investment objectives. If customers have any doubt about this material or any relevant offering document, they should consult their own independent advisers on the legal, regulatory, tax, investment and financial implications of the investments (including but not limited to estate duty and withholding tax and other tax obligations which may arise from local or foreign investment) as they deem appropriate to ensure that they understand the nature of the investments in order to consider whether the investments are suitable investments for them.
• Investment Risk in investment funds: The prices of investment funds fluctuate, sometimes dramatically. The price of an investment fund may go up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment funds. Investment involves risks. Any past performance figures shown are not indicative of futures performance. Part of the investment may not be able to liquidate immediately under certain market situation. Customers should refer to relevant investment fund offering documents for detailed information, including but not limited to Risk Disclosures, prior to any investment fund subscription. Customers should carefully consider whether any investment products or services mentioned herein are appropriate for them in view of their financial situations, investment experiences and investment objectives. Please refer to explanatory memorandum or relevant materials of the fund for further information. The subscription of investment fund is subject to prevailing regulatory requirements and restrictions and relevant terms and conditions of the Bank. The Bank acts as a distributor of the funds managed by fund houses and the funds are the product of the third party fund houses. For distribution of funds – in respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customers out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customers
• Investment Risk in Securities: The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. Investment involves risks. Any past performance figures shown are not indicative of futures performance. Part of the investment may not able to liquidate immediately under certain market situation. Customers must ensure to read and understand the information of Shanghai and Shenzhen Connect A-shares trading of the Bank including relevant details, trading rules, risk, fees, restriction and notices before investing in Shanghai and Shenzhen Connect A-shares trading.
• Foreign currency investments are subject to exchange rate fluctuations which may result in losses. If the investment is denominated in a foreign currency or invest in assets denominated in a currency other than the base currency, you may face an exchange rate risk or exchange controls or any other restrictions which the return or amount you receive after redemption may be reduced. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollars or other foreign currencies. If RENMINBI is involved in the investment product(s), offshore RENMINBI exchange rate will be quoted. The offshore RENMINBI exchange rate may be at a premium or discount to the exchange rate for onshore RENMINBI and there may be significant bid and offer spreads. RENMINBI is subject to exchange rate risk, RENMINBI is currently not freely convertible. Customers should be aware that they can conduct conversion of RENMINBI through bank accounts, for which it is subject to the requirements specified by the Relevant Authorities from time to time (the requirements may amend from time to time without any prior notice) the requirements specified by the Bank and/or the RMB position and commercial decisions of the Bank at that moment.
• The above information is for reference only and does not constitute any offer, solicitation, invitation, advice or recommendation to subscribe for or redeem any investments. No indication, representation, guarantee or other assurance as to the outcome of any investment has been made or will be given to you by or on behalf of the Bank. The information (whole or any part of) herein contained may not be quoted, reproduced, distributed, disclosed or published (whether in whole or in part) in any media for any purpose without prior express written consent from the Bank. Subject to applicable laws and regulations, unless due to the negligence or wilful default of the Bank, the Bank's authorised officers, employees or agents, the Bank accepts no liability for the accuracy or completeness of any information or materials contained in this document or the performance or outcome of any investment made or transaction entered into by them in reliance of such information or materials.
• This document has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.