Personal Tax Loan Credit Card Tax Payment Offer

Shanghai Commercial Bank
Triple Rewards on Tax Payment

Shanghai Commercial Bank surprises you with an array of tax payment offers. Let's enjoy hassle-free bill payment with rewards as follows:

Reward 1: Personal Tax Loan Annualised Percentage Rate (APR) as low as 2.38%

Promotion Period: 14 November 2022 to 31 March 2023 (both dates inclusive)

  • Preferential Loan Interest Rate
    Using designated banking services^ to enjoy annualised percentage rate (APR) as low as 2.38%

    Type of customer Annualised percentage rate (APR)
    Selected customer* 2.38%
    Generic customer 3.08%
  • High Loan Amount
    As high as HKD2,000,000 or 8 times of monthly salary (whichever is lower)
  • Loan Handling Fee Waiver
  • Exclusive Credit Card Welcome offer for Personal Tax Loan customers - HKD500 Reward
    New cardholders have successfully applied for UnionPay Dual Currency Credit Card issued by the Bank and drawdown the Loan within specified period can entitle an exclusive welcome offer - HKD 500 Free Spending Credit without Spending Requirement.

^Designated banking services including Securities account, Personal Internet Banking and e-Statement services.

*Selected customer including SMART Banking customers, designated corporate staffs or designated customers by Shanghai Commercial Bank.


Learn More about
Personal Tax Loan


Reward 2: Credit Card Tax Payment Offers

Earn 0.4% cash rebate, capped at HKD500 upon settling tax payment with Shanghai Commercial Bank UnionPay Credit Card via the Bank's Personal Internet Banking or Mobile Banking. Limited quota on a first-come-first-served basis. Register now !

Registration and Promotion Period 14 November to 31 December 2022 (both dates inclusive)
(extended to 31 March 2023)
Eligible Credit Card Shanghai Commercial Bank UnionPay Credit Card / Co-branded UnionPay Credit Card
Cash Rebate* 0.4%
Maximum Rebate Amount HKD500
* Additional retail / online spending of HKD500 / RMB500 are required in order to enjoy the cash rebate.

Reward 3: Tax Payment Lucky Draw

Get 1 lucky draw chance for every HKD10,000 tax payment via the Bank's Personal Internet Banking or Mobile Banking with Shanghai Commercial Bank Credit Card. Successfully drawdown "Personal Tax Loan" within specified period at the same time will be entitled to double lucky draw chances. Win prizes up to HKD8,888 Free Spending Credit! No registration required. Act now!

Promotion Period 14 November 2022 to 31 March 2023 (both dates inclusive)
Eligible Credit Card Shanghai Commercial Bank Credit Card / Co-branded Credit Card
Prize 1st Prize: HKD8,888 Free Spending Credit
2nd Prize: HKD3,888 Free Spending Credit
3rd Prize: HKD1,888 Free Spending Credit

Learn More about
Credit Card Tax Payment Offer

Terms and Conditions apply.

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282