The result of the Cash Instalment Repayment Calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement. No warranty or representation is given by Shanghai Commercial Bank Limited ("the Bank") as to its accuracy, completeness and/or fitness for a particular purpose. Customers should note that the figures shown do not constitute any offer or guarantee of credit facilities from our Bank and the calculation should not be deemed as a financial advice. The Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and/or use of the Cash Instalment Repayment calculator.
Please note that all Cash Instalment Application shall be subject to the Bank's approval and refer to the relevant Terms and Conditions.
The amount of each instalment payment which is equal to the approved amount of the Program plus the total handling fee divided by the designated instalment payment period will be charged to the Card Account in the same manner as a purchase transaction in accordance with the terms and conditions of the Bank’s Credit Card Cardholder Agreement. Remaining balance therefrom, if any, will be included in the last instalment. No bonus points or cash rebate will be earned for such instalment payment amounts.
Reminders about Responsible Borrowing:
You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should have assessed your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
In case of any discrepancies between Chinese and English versions, the English version shall prevail.
