Shanghai Commercial Bank

Green Mortgage Enjoy Extra Cash Rebate

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Green Mortgage

At Shanghai Commercial Bank, we are committed to promoting sustainability and supporting your journey toward eco-friendly living. Our Green Mortgage is designed to encourage the purchase of sustainably designed and constructed homes. By choosing our Green Mortgage, you not only contribute to a greener future but also enjoy exclusive cash rebate!

Key Features

Applicable to mortgage applications for Hong Kong residential properties that have received a BEAM Plus provisional or final of Platinum or Gold Rating issued by the Hong Kong Green Building Council:

Provisional or Final of Platinum

Provisional or Final of Platinum

Provisional or Final of Gold

Provisional or Final of Gold

Including but not limited to:

First Hand Properties
Second Hand Properties
Government-subsidised Residential Projects

Remarks: The above information is for reference only. Shanghai Commercial Bank Limited ("the Bank") may at its absolute discretion approve or reject any loan application. The Bank also reserves the right to vary the above offers and/or amend the related terms and conditions at any time without prior notice.

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(852) 2818 0282

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Terms and Conditions of Green Mortgage

  • During the promotion period, the "Green Mortgage" applies only to mortgage applications for Hong Kong residential properties (including first-hand, second-hand, or government-subsidised residential projects) that have received a BEAM Plus provisional or final Platinum or Gold Rating issued by the Hong Kong Green Building Council on the date of formal application. In addition, the Green Mortgage loan amount must be HKD 1,000,000 or above to be eligible for the extra Green Mortgage Cash Rebate.
  • Green Mortgage Cash Rebate is applicable to mortgage loan application of new purchase of residential property by individual customers or property holding company limited. It is not applicable to mortgage loan of refinance, unencumbered property or top-up.
  • Green Mortgage Cash Rebate is not applicable to mortgage loan of all individual car park space, industrial and commercial property.
  • The final Green Mortgage Cash Rebate is subject to borrower(s)' financial situation, repayment ability and mortgage loan amount, etc. The Green Mortgage Cash Rebate will be credited to borrower(s)' designated mortgage repayment account within one month after the loan drawdown date.
  • The facility letter may contain provisions setting out the circumstances which require the borrower(s) to return the cash rebate or cash reward (including Green Mortgage Cash Rebate) to the Bank in full or in part, which are binding on the borrower(s) and which must be complied by the borrower(s).
  • For the list of Residential Projects of Green Mortgage Plan, please refer to the website of Hong Kong Green Building Council (www.hkgbc.org.hk) or contact Bank's staff. The Bank reserves the right to change or amend the list of Residential Projects of Green Mortgage Plan at any time.
  • The rating certified by Hong Kong Green Building Council may change from time to time. For the avoidance of doubt, The Green Mortgage Cash Rebate remains valid if the certification of the property changes or expires after the final approval for Green Mortgage from the Bank.
  • The Bank reserves the right to amend and / or withhold the above offer, relevant terms and conditions of the above promotional offers at its discretion without prior notice.
  • If the amount of cash rebate and / or cash reward is in excess of 1% of the mortgage loan amount, it is required to treat the entire amount of cash rebate and / or cash reward as part of the mortgage loan amount for the purpose of calculating the loan-to-value ratio, the total cash rebate may be required to be deducted from the mortgage loan amount.
  • In the event that the borrower(s) is also entitled to other prevailing promotional offer(s), the Bank reserves the right to provide only one offer at its absolute discretion.
Key Facts Statement

For details, please click here.

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!

Shanghai Commercial Bank ("the Bank") only accepts banking service application referred by appointed third parties, which the appointed third parties do not charge fees on customers. In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.