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Security Notes

Personal Banking ;

Regulatory Disclosures

As at 30 June2022

Regulatory Disclosures

Terms and Conditions of Capital Instruments Issued - Ordinary Share Capital

Terms and Conditions of US$250,000,000 Tier 2 Subordinated Notes due 2027 issued

Terms and Conditions of US$300,000,000 Tier 2 Subordinated Notes due 2029 issued

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