Group Medical Insurance provides 24-hour worldwide medical protection for company employees and even their family members. Employers can customise the medical benefits coverage that best suits the needs of their employees and business.
Applicable to various company size
Companies with five employees can apply for this insurance.
Tailor-made Coverage Options
Employers can choose from different options of coverage. The plan offers basic coverage of hospitalisation and surgical benefits, with optional coverage including outpatient benefits and supplementary major medical benefits.
Group Medical Insurance includes the China MedPass service and free worldwide emergency assistance. Pre-existing Disease Exclusion can be waived for Insured Person with coverage over twelve consecutive months.
Save the Hassle of Making Claims
Medical cards for panel doctor clinics are provided, greatly saving efforts in claims administration.
- The general insurance product is underwritten by Paofoong Insurance Company (Hong Kong) Limited ("Paofoong Insurance"). Paofoong Insurance is authorized and regulated by the Insurance Authority to carry on general insurance business in Hong Kong Special Administrative Region.
- Shanghai Commercial Bank Limited ("The Bank") is the Appointed Insurance Agency (Insurance Agency License Number FA3130) of Paofoong Insurance, and the general insurance product is a product of Paofoong Insurance but not the Bank. Profoong Insurance reserves the right to decide at its sole discretion to accept or decline any application of the general insurance plan.
- Paofoong Insurance is a subsidiary of the Bank.
- The Bank and Paofoong Insurance reserve the right to amend or terminate the terms and conditions for the relevant premium discount without prior notice to customers. In case of any disputes, the decision of the Bank and Paofoong Insurance shall be final.
- The above information is for reference only and is intended to be distributed in Hong Kong only, it shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of Paofoong Insurance outside Hong Kong and will not constitute any part of the insurance policy document. Please refer to the policy document and provision issued by Paofoong Insurance for detailed terms and conditions, scope of coverage, exclusions and premium of this insurance plan.
- In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) between the Bank and the customer arising out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product shall be resolved directly between the customer and Paofoong Insurance.
- In case of any discrepancy between the English and Chinese versions of the above information, the English version shall prevail.