Our all-in-one SME banking solutions enable you to manage day-to-day banking with ease. You can apply for an SME business account through our SME Online Onboarding and Loan Application Platform ("Platform") if your company is a Hong Kong registered and operating as a limited company, partnership or sole proprietorship without any corporate directors, corporate shareholders, corporate partners or corporate authorized signatories, and has no more than 4 individual directors, shareholders, authorized signatories or ultimate beneficial owners who have valid identification proof.
Simply apply for a SME business account through our Platform in as fast as 1 working day1. SME Internet Banking is only applicable for those business accounts opened through our Platform.
Remark:
1Subject to eligibility and upon providing all required documents or information.
Use of SME Internet Banking and SME Online Onboarding and Loan Application Platform is subject to relevant Terms and Conditions. Please click the links below and read carefully:
Terms and Conditions (Current)
Terms and Conditions | Effective Date (if applicable) |
---|---|
Terms and Conditions for SME Online Onboarding and Loan Application Platform and Services | 24 Nov 2024 |
Circular to Customers and Other Individuals relating to the Collection and Handling of Personal Data | 1 Feb 2025 |
Terms and Conditions for Bank Accounts and General Services | 16 Dec 2024 |
Terms and Conditions for Business Instalment Loan | 24 Nov 2024 |
Terms and Conditions for Interbank Account Data Sharing ("IADS") | 24 Nov 2024 |
Provisions for Electronic Identity Verification (eIDV) and Identification Proof Upload for Account Opening and Important Notes | 24 Nov 2024 |
SME Internet Banking offers a comprehensive range of functionalities to simplify your business financial management.
To support SMEs in handling the financing needs, we are here to empower your business with Business Instalment Loan which is tailored for SMEs.
Key Facts StatementFeatures & Benefits
* | Depending on individual application circumstances, the Bank may require customers to provide additional documents for approval. |
^ | Account opening and loan approval can be completed as soon as the next working day after the customer submits the application. Customers must fulfill the eligibility and have submitted the required documents or information. Account opening and loan services are subject to relevant terms and conditions. |
Reminders about Responsible Borrowing
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hotline 2818 0282.