Deposits | Hong Kong residents | Non-Hong Kong residents |
---|---|---|
RMB note deposit / withdrawal | No restrictions on deposit / withdrawal amounts | |
Exchange from HKD for RMB deposit | No restrictions | |
Exchange from RMB deposit for HKD | No restrictions | |
Notes exchange | No restrictions | |
Remittance | A maximum of RMB80,000 per person per day, to same-name Mainland accounts only (except for customers of the Cross-boundary Wealth Management Connect – Northbound Scheme) |
No restrictions on the amount remitted to a Mainland account, but must comply with relevant regulations |
Cheque | The upper limit for each cheque in Guangdong Province (including ShenZhen): RMB80,000 (For consumer spending only) Maximum clearing amount per day: RMB80,000 |
For local use only |
ATM Cash Withdrawal Service | Equivalent of HKD20,000 per account per day If the withdrawal is performed via the HKD account, the amount withdrawn will count as part of the HKD20,000 daily ATM withdrawal limit |
Risk Disclosure Statement
RMB is subject to exchange rate risk. RMB is not freely convertible. Conversion of RMB for customer is subject to the requirements specified by the Bank and /or Relevant Authorities from time to time.
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