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Our RMB Checking Account allows you to freely remit or exchange RMB and pay for consumer spending in Guangdong Province by cheques, sparing you the hassle of carrying large amounts of cash.
We accept the applications of both Hong Kong residents & non-Hong Kong residents for RMB deposit services. Customers who are non-Hong Kong residents are required to inform the Bank in writing immediately if they have subsequently obtained a Hong Kong identity card after opening their RMB accounts. Upon receipt of such notification, their RMB accounts shall change to a Hong Kong resident RMB account.
1. If used in mainland China, RMB cheques can only be used for consumer spending in Guangdong Province (including Shenzhen).
2. For customers who are non-Hong Kong residents, RMB cheques can be used within the Hong Kong region only.
Risk Disclosure Statement
RMB is subject to exchange rate risk. RMB is not freely convertible. Conversion of RMB for customer is subject to the requirements specified by the Bank and /or Relevant Authorities from time to time.