Privileged Services

Auto Conversion for Unused Bonus Points upon Expiry

Unique feature of unused Bonus Points will be automatically converted into spending credits at the rate of 0.4% (Bonus Points of less than 2,500 will not be eligible for the offer and the spending credits will be calculated up to the unit digit without rounding up).

"1+Family" Octopus Automatic Add-Value Service

Whenever your Octopus is running low, HK$250/HK$500 will automatically be added by debiting the amount from your Shanghai Commercial Bank credit card when you use it for payments.

Service Benefits

  • Available for all Octopus products - you can conveniently register for "1+Family" AAVS with any type of Octopus product, including Octopus cards, Octopus watches and mobile phone straps, for you and up to 3 of your family members (including parents, spouse and children over the age of 12)
  • Earn Bonus Points or Cash Rebate - you will be rewarded Bonus Points or a cash bonus for all the Octopus Automatic Add-Value transactions
  • Enjoy an interest-free repayment period of up to 8 weeks for more flexible financing
  • Every AAVS transaction is shown clearly in your monthly statement

img03Download Form

Terms & Conditions:

  1. With AAVS, HK$250 / HK$500 will automatically be added to your Octopus product when the remaining value reaches zero or a negative balance, or when its remaining value plus the maximum negative value (HK$35) is insufficient to settle the full cost of the transaction. Each Octopus can be automatically reloaded once a day
  2. Bonus Points (1 bonus point for each HK$1 transaction) or Cash Rebate (if applicable) will be rewarded for all the Octopus Automatic Add-Value transactions. Shanghai Commercial Bank reserves the final decision on the above Bonus Point offer
  3. A HK$20 handling fee will be charged for transferring the AAVS from one bank to another or for reactivation of the AAVS
  4. This service is not applicable to RMB Credit Card

Contactless Function

The built-in contactless function enables you to simply wave your card on the card reader to make payments wherever Visa payWave / Mastercard contactless/ UnionPay QuickPass is accepted. No signature required to enjoy the fast and convenient payments.

Contactless symbol
Contactless symbol

Payment for public and private bills with a waiver on handling fees

  • You can pay a wide range of bills with your credit card at any JETCO ATM or through our i-Banking (internet or phone banking) service
  • No handling fee is charged

Note: This service is not applicable for RMB Card

Other privileges include

  • An interest-free repayment period of up to 56 days
  • Free JETCO ATM service
  • PLUS/CIRRUS Global ATM service
  • Extra annual fee waiver point for every purchase by card [Details]
  • Card On Net services

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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