Auto Conversion for Unused Bonus Points upon Expiry
Unique feature of unused Bonus Points will be automatically converted into spending credits at the rate of 0.4% (Bonus Points of less than 2,500 will not be eligible for the offer and the spending credits will be calculated up to the unit digit without rounding up).
"1+Family" Octopus Automatic Add-Value Service
Whenever your Octopus is running low, HK$250/HK$500 will automatically be added by debiting the amount from your Shanghai Commercial Bank credit card when you use it for payments.
- Available for all Octopus products - you can conveniently register for "1+Family" AAVS with any type of Octopus product, including Octopus cards, Octopus watches and mobile phone straps, for you and up to 3 of your family members (including parents, spouse and children over the age of 12)
- Earn Bonus Points or Cash Rebate - you will be rewarded Bonus Points or a cash bonus for all the Octopus Automatic Add-Value transactions
- Enjoy an interest-free repayment period of up to 8 weeks for more flexible financing
- Every AAVS transaction is shown clearly in your monthly statement
Terms & Conditions:
- With AAVS, HK$250 / HK$500 will automatically be added to your Octopus product when the remaining value reaches zero or a negative balance, or when its remaining value plus the maximum negative value (HK$35) is insufficient to settle the full cost of the transaction. Each Octopus can be automatically reloaded once a day
- Bonus Points (1 bonus point for each HK$1 transaction) or Cash Rebate (if applicable) will be rewarded for all the Octopus Automatic Add-Value transactions. Shanghai Commercial Bank reserves the final decision on the above Bonus Point offer
- A HK$20 handling fee will be charged for transferring the AAVS from one bank to another or for reactivation of the AAVS
- This service is not applicable to RMB Credit Card
The built-in contactless function enables you to simply wave your card on the card reader to make payments wherever Visa payWave / Mastercard contactless/ UnionPay QuickPass is accepted. No signature required to enjoy the fast and convenient payments.
Payment for public and private bills with a waiver on handling fees
- You can pay a wide range of bills with your credit card at any JETCO ATM or through our i-Banking (internet or phone banking) service
- No handling fee is charged
Note: This service is not applicable for RMB Card
Other privileges include
- An interest-free repayment period of up to 56 days
- Free JETCO ATM service
- PLUS/CIRRUS Global ATM service
- Extra annual fee waiver point for every purchase by card [Details]
- Card On Net services
To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.