Home
banner

Promotions & Info

Exclusive Promotion for SMART Banking customers

Exclusive Offers for New SMART Banking Customers

From now until 31 December 2024 ("Promotion Period"), a New or Existing Customers Upgraded to SMART Banking can enjoy exclusive wealth management rewards of up to HK$44,888!

Welcome Reward1

New or Upgraded to SMART Banking Customers:
  • Apply for designated e-channel services can enjoy HK$200 Cash Reward
  • Apply for World Credit Card can enjoy up to HK$500 Free Spending Credit
 
Other Exclusive Offers Tailored To Your Needs

Total Asset Balance Growth Reward and Extra Privileged Reward2

New or Upgraded to SMART Banking customers can enjoy up to HK$10,000 Free Spending Credit when he/she has HK$1,000,000 growth or above in Total Asset Balance and complete below "designated items". Besides, customers who complete "Financial Needs Analysis" (without product selection) can enjoy 14 days of HKD 7% Annual Interest Rate for Fixed Deposit and be entitled to a gold-plated ornament of Hong Kong Life.
 
During promotion period, "Designated items" include,
  • Successfully apply for Personal Internet Banking Service; And
  • Successfully open Securities Account; And
  • Maintain valid "Customer Risk Profiling Questionnaire"
Total Asset Balance Growth
(in HKD or equivalent)
Free Spending Credit
(HKD)
Extra Privileged Reward
HK$8,000,000 or above HK$10,000 Complete "Financial Needs Analysis" (without product selection) to enjoy up to 14 days of
HKD 7% Annual Interest Rate
for Fixed Deposit and be entitled to
a gold-plated ornament of Hong Kong Life.
HK$5,000,000 to HK$8,000,000 HK$3,300
HK$3,000,000 to HK$5,000,000 HK$1,500
HK$1,000,000 to HK$3,000,000 HK$700

Your Investment

New or Upgraded to SMART Banking Customers:

Securities Offers3
  • First 6-month 0% Brokerage for Buying Securities
    Brokerage Commission Discount up to HK$8,888
  • Apply for Three Designated e-Channel Services can enjoy HK$200 Cash Reward
Investment Products Offers4*
  • First HK$300,000 (or HKD equivalent) of ESG Funds 0% Subscription Fee Discount Offer for first transaction
  • HK$2,000 Subscription Fee Discount Offer for every cumulative subscription amount HK$200,000 of Other Funds
  • Subscription Fee Discount up to HK$13,000 of Designated Structured Products

*Customers have not subscribed any investment products in a lump sum in individual account (applicable to all individual securities accounts with the same name) or joint account (applicable to all related joint securities accounts) through the Bank on or before 30 June 2024; or have not subscribed any investment product in a lump sum in individual account (applicable to all individual securities accounts with the same name) or joint account (applicable to all related joint securities accounts) through the Bank during the period from 1 July 2023 to 30 June 2024

 

Your Protection

New or Upgraded to SMART Banking Customers:
Retirement
  • Successfully Apply for Reverse Mortgage Programme HK$600 Supermarket Voucher5
  • Apply for QDAP - Retire-at-Ease II Deferred Annuity Plan - up to 15% First Year Premium Discount6#
Medical
  • Apply for VHIS Plans – Health Essential Medical Plan – Standard or Health Supreme Medical Plan - 40% First Year Premium Discount6#
Wealth Accumulation / Succession

#The promotion period is from 2 April 2024 to 30 November 2024 (both dates inclusive) ("Life Insurance "Tax Deductible – Client Promotion Incentive" Promotion Period")

Your Savings

New SMART Banking Customers who successfully apply for any one of designated e-channel services can enjoy the Deposit Offers:
Designated
Currencies
Extra Annual Interest Rate Offer for Fixed Deposit
with New Funds or Conversion of Funds7
Exchange Rate
Premium Offer7
RMB Extra 0.10% 40 basis points
USD 50 basis points
GBP Not Applicable

Referral Program8

Customers who successfully refer a friend or relative to newly open the bank account with SMART Banking Service can enjoy HK$800 Cash Reward. Enjoy more by referring more!
 

Make appointment now
to enjoy fabulous SMART Banking privileges!

 

Investment involves risks. Offers are subject to the applicable Terms and Conditions.
For details, please refer to the Terms and Conditions or contact our staff.

SMART Banking Customer Service Hotline:(852) 2855 8818
 

 

Appointment for joining SMART Banking



Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
leftBtnbackTop