Promotions & Info
Exclusive Promotion for SMART Banking customers
Exclusive Offers for New SMART Banking Customers
From now until 31 March 2025 ("Promotion Period"), a New or Existing Customers Upgraded to SMART Banking can enjoy exclusive wealth management rewards of up to HK$60,188!
Welcome Reward1
New or Upgraded to SMART Banking Customers:
- Apply for designated e-channel services can enjoy HK$200 Cash Reward
- Apply for World Credit Card can enjoy up to HK$500 Free Spending Credit
Other Exclusive Offers Tailored To Your Needs
Total Asset Balance Growth Reward and Extra Privileged Reward2
New or Upgraded to SMART Banking customers can enjoy
up to HK$12,800 Free Spending Credit when he/she has
HK$1,000,000 growth or above in Total Asset Balance and complete below " designated items".
During promotion period, "Designated items" include,
- Successfully apply for Personal Internet Banking Service; And
- Successfully open Securities Account; And
- Maintain valid "Customer Risk Profiling Questionnaire"
Total Asset Balance Growth
(in HKD or equivalent) |
Free Spending Credit
(HKD) |
HK$8,000,000 or above |
HK$12,800 |
HK$5,000,000 to < HK$8,000,000 |
HK$3,800 |
HK$3,000,000 to < HK$5,000,000 |
HK$1,800 |
HK$1,000,000 to < HK$3,000,000 |
HK$800 |
Waive Minimum Total Asset Balance Monthly Fee for the First 2 months3
New or Upgraded to SMART Banking Customers:
Securities Offers4 |
- First 6-month 0% Brokerage for Buying Securities
Brokerage Commission Discount up to HK$8,888
- Apply for Three Designated e-Channel Services can enjoy HK$200 Cash Reward
|
Investment Products Offers5 |
- 0% Subscription Fee for first Online Subscription of Investment Funds
- HK$800 Subscription Fee Discount Offer for every cumulative subscription amount of HK$100,000 of Investment Funds via Branches or Online
- Subscription Fee Discount up to HK$18,000 of Designated Structured Products
|
New or Upgraded to SMART Banking Customers:
Retirement |
- Successfully Apply for Reverse Mortgage Programme HK$600 Supermarket Voucher6
- Apply for Qualifying Deferred Annuity Policy - Retire-at-Ease II Deferred Annuity Plan - up to 20% First Year Premium Discount7#
|
Medical |
- Apply for Voluntary Health Insurance Scheme Plans – Health Essential Medical Plan – Standard or Health Supreme Medical Plan - 40% First Year Premium Discount7#
|
Wealth Accumulation / Succession |
- Apply for Wealth Accelerator Multi-Currency Plan , Prime Reward Whole Life Savings Insurance Plan or designated life insurance plans - up to total 26% First Year and Second Year Premium Discount7*
|
# The promotion period is from 21 October 2024 to 31 March 2025 (both dates inclusive) ("Life Insurance "Tax Deductible – Fabulous Offer" Promotion Period").
* The promotion period is from 2 January 2025 to 31 March 2025 (both dates inclusive) ("Life Insurance Promotion Period").
New SMART Banking Customers who successfully apply for any one of designated e-channel services can enjoy the Deposit Offers:
Designated
Currencies |
Extra Annual Interest Rate Offer for Fixed Deposit
with New Funds or Conversion of Funds8 |
Exchange Rate
Premium Offer8 |
RMB |
Extra 0.10% |
40 basis points |
USD |
50 basis points |
GBP |
Not Applicable |
Referral Program9
Customers who successfully refer a friend or relative to newly open the bank account with SMART Banking Service can enjoy
HK$1,000 Cash Reward. Enjoy more by referring more!
Make appointment now
to enjoy fabulous SMART Banking privileges!
Investment involves risks. Offers are subject to the applicable Terms and Conditions.
For details, please refer to the Terms and Conditions or contact our staff.
SMART Banking Customer Service Hotline:(852) 2855 8818
Appointment for joining SMART Banking
Reminders about Responsible Borrowing
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should have assessed your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
- To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.