Promotions & Info

Birthday Delights

SMART Banking Customer Birthday Delights 2024
Happy Birthday! On this special day, we have our sincere wishes to you and present you a bunch of the exclusive privileges to celebrate your birthday with your beloved.

SMART Banking Customer Birthday Delights:
  • World Credit Card 3x Bonus Points
    - 3X Bonus Points on all internet or overseas transactions with your World Credit Card within your birthday month.3
  • What are your birthday wishes? Travel around the world? Retire at 50? No matter what dreams you have, it's time to plan for your future.
    - Up to HK$10,000 Subscription Fee Discount for designated Wealth Management Products in the month of your birthday. 4
    Investment Funds: 0.5% subscription fee discount
    Bonds: 0.3% subscription fee discount
    Designated Structured Products: 0.25% subscription fee discount
    Investment involves risks. The offers are subject to relevant terms & conditions. The information of this document has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authorities in Hong Kong.
  • Shopping Offers7,8
    During your birthday month, you can enjoy the following Shopping Offers with your World Credit Card:
    - MyDress5
    Enjoy $50 discount upon net purchase of $500 on mydress.com or MyDress APP with designated birthday coupon code
    - Laithwaites Direct Wines6
    Enjoy up to 52% off selected wine package
  • Year-round Privileges7,8
    - Enjoy the Worldwide Airport Lounge Services
    - Up to HK$1,000,000 Free Annual Multi Family Travel Protection (For a maximum of 4 family members with the card holder)9
    - All year-round dining offers up to 15% off
    (Details please refer to our website: Home Page > Credit Cards > Year-round Merchant Offers)
For enquiries, please contact your designated Relationship Manager or call our SMART Banking Customer Service Hotline (852) 2855 8818.

Offers are subject to the applicable Terms and Conditions.

  Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hotline (852) 2818 0282.