Promotions & Info

Birthday Delights

We have our sincere wishes to you and present you the following exclusive privileges to celebrate your birthday with your beloved.

SMART Banking Customer Birthday Delights2

World Credit Card Cardholders can enjoy 3X Bonus Points3
  • Extra 3X Bonus Points on all internet or overseas transactions with your World Credit Card within your birthday month.

What are your birthday wishes? Travel around the world? Retire at 50?
No matter what dreams you have, it's time to plan for your future. 4
  • Up to HK$10,000 subscription fee discount for designated Wealth Management Products in the month of your birthday. For details of the promotion, please contact your designated Relationship Manager or call our SMART Banking Customer Service Hotline (852) 2855 8818.

Year-round Privileges

Enjoy dining and shopping offers with your World Credit Card all year-round5,6
  • Enjoy 10% discount for City Café / The Balcony / Amazing

Investment involves risks. Offers are subject to the applicable Terms and Conditions. For details, please refer to the Terms and Conditions or contact our staff.

SMART Banking Customer Service Hotline:(852) 2855 8818


Appointment for joining SMART Banking

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.