Cash Instalment Program
Do you have any study, home decoration, wedding, investment or travel plans? Apply for the Cash Instalment Program to get quick cash and make it happen now!
- Receive cash instalment amounts of up to 3 times your monthly salary.
- The approved amount will be deposited directly to your designated bank account within 4 working days!
|Cash Instalment Amount
||Monthly Handling Fee
||Annualised Percentage Rate ("APR")
HK$3,000 - HK$29,500
HK$30,000 and up
- The Annualized Percentage Rate (“APR”) of 0.28% monthly handling fee is 6.32% (12-month instalment) and 6.51% (24-month instalment) respectively. The APR of 0.35% monthly handling fee is 7.94% (12-month instalment) and 8.16% (24-month instalment) respectively.
- The APR above is calculated based on the requirement of the Code of Banking Practice.
- The APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualized rate.
Application Hotline: (852) 8206 8303
Reminders about Responsible Borrowing
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should have assessed your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
- To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.