Mortgage Insurance Programme

With loan amounts of up to 90% of the property price, the Mortgage Insurance Programme* can greatly reduce your down payment when buying a house.

Key Features

  • Suitable for self-occupied properties under the individual's name
  • Loan amount up to 90% of the purchase price or appraised value, whichever is lower
  • Repayment period up to 30 years to lower your monthly payments

To learn more, click here to visit The Hong Kong Mortgage Corporation Limited website.

Related Products

We also provide a selection of home-related insurance and fire insurance products. Please contact us for details.

Remarks: The above information is for reference only. Shanghai Commercial Bank Limited ("the Bank") may at its absolute discretion approve or reject any loan application. The Bank also reserves the right to vary the above offers and/or amend the related terms and conditions at any time without prior notice.

*The Mortgage Insurance Programme is operated by HKMC Insurance Limited which is wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

Reminders about Responsible Borrowing
  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should have assessed your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
  • To borrow or not to borrow? Borrow only if you can repay!
In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.
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