Invest

Securities Trading

Shares Overdraft Facility (“SOF”)

Enjoy shares overdraft facility of up to 60% of the market value of your securities holdings and privileged interest rates to enhance your wealth flexibility. Shares are listed in our selection of more than 300 recognised shares.

Service Benefits

Overdraft amounts are available between 30% and 60% of the market value of the pledged shares
More than 300 shares in our list of recognised shares can be used as collateral
Competitive interest rates

The Bank will revise the list of shares to be used as collateral regularly

Key Facts Statement

For details, please click here

Risk Disclosure Statement

Investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This promotional content has not been reviewed by Securities and Futures Commission.

RMB is subject to exchange rate risk. RMB is not freely convertible. Conversion of RMB for customer is subject to the requirements specified by the Bank and /or Relevant Authorities from time to time.

Information contained herein has been obtained from sources believed to be reliable. Shanghai Commercial Bank Ltd. has not verified and does not warrant or represent that such information is accurate or complete and it should not be relied upon as such. Shanghai Commercial Bank Ltd. accepts no liability for any loss or damage arising from any inaccuracies or omission or otherwise by reliance on any such information.

Reminders about Responsible Borrowing

You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should have assessed your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.