Credit Cards

Other Services & Privileges Key Facts Statement Apply now

Earn Bonus Points while contributing to charity! Every time you spend with a Po Leung Kuk MasterCard Titanium Credit Card, we will donate part of the amount to Po Leung Kuk to help those in need.

• - HK$500 Free Spending Credits
  - 5,000 Asia Miles
  - Donate HK$500 to Po Leung Kuk
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to Po Leung Kuk for charity
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan
• Click here for information about Po Leung Kuk's services

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The TVB MasterCard Titanium Credit Card allows you to redeem tickets to TVB shows, watch live programmes, and enjoy other TVB offers.

• Enjoy additional HK$100 free spending credits if you successfully apply the specify credit card through online application (Requiring to spend with a single transaction amount of HK$200 or above once within three month after issuance of the credit card and only for New Card Applicant)
• Fabulous welcome gifts (Choose one of the below)
  1. 8cm tvbuddy Plating Figures (9 colors) (Details)
  2. big big channel Mascot Gift Set (Details)
  3. HK$500 free spending credits
• Annual fee waiver for the first 3 years
• Redeem TVB show tickets & tvbuddy products by bonus points [Details]
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The Council of St. Paul's Co-educational College World Credit Card not only allows you to pay tuition fee for St. Paul's Co-educational College / St. Paul's Co-educational College Primary School, the Bank will also donate parts of cardholders' monthly spending to The Council of St. Paul's Co-educational College Charitable Trust.

• Fabulous welcome gifts (Choose one of the below)

  1.	St. Paul's Co-educational College Limited Edition Gift Set (including Thermos Vacuum Bottle, Cutlery Travel Set and Adult Octopus)
  2.	Donate HK$500 to The Council of St. Paul's Co-educational College Charitable Trust

• Perpetual annual fee waiver
• During the promotion period, cardholders can enjoy up to 5 times complimentary access to Airport Lounge. Cardholders will be entitled to complimentary access upon eligible spending HK$5,000 per head within 30 days before the date of each lounge visit. (Details)
• To be more convenient, using The Council of St. Paul's Co-educational College World Credit Card to pay tuition fee and other School collections payments and enjoy 10,000 Bonus Points for first-time registration (Details)
• Part of cardholders' monthly spending will be donated to The Council of St. Paul's Co-educational College Charitable Trust
• Unique feature of automatic conversion of unused Bonus Points into spending credits at the rate of 0.4% upon expiration
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement

Shanghai Fraternity Association Hong Kong Limited (“SFAL”) is one of the most respected Non-Profit Organizations, adhering to the concepts of respecting for the old, caring for the young, social solidarity, culture enhancement and education promotion to show benevolent and give back to the community. Shanghai Commercial Bank works in collaboration with SFAL to launch Shanghai Fraternity Association Hong Kong Limited UnionPay Dual Currency Diamond Credit Card(“SFAL Credit Card”)(For SFAL members only), for its members to enjoy the following exclusive privileges:

• For SFAL members only
• Fabulous welcome gift - HK$500 Free Spending Credit
• SFAL Credit Card combines with SFAL membership card. The membership number is printed on SFAL Credit Card backed with the features of membership card. Cardholders can spend with SFAL Credit Card at SFAL Member Restaurant and any other merchants
• Using SFAL Credit Card to settle the bill at SFAL Member Restaurant and enjoy up to 56 days interest-free repayment period.
• From 1 January to 30 June 2021 (valid from Sundays to Thursdays), spend at SFAL Member Restaurant with SFAL Credit Card to enjoy 10% off
• From now until 31 December 2021, cardholders can enjoy 3X Bonus Points at local bookstore spending. (Terms and Conditions)
• Handling Fee waiver for overseas spending
• Perpetual annual fee waiver
• Unique feature of automatic conversion of unused Bonus Points into spending credits at the rate of 0.4% upon expiration

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Good Hope School Mastercard Platinum Credit Card not only allows you to pay tuition fee, but also obtain Limited Edition gifts.

Enjoy the Application Offer of Limited Edition Good Hope School Thermo Jug if you successfully apply and spend at any amount within 2 months after card issuance. The Application Offers are available while stock lasts. (Details)

• Fabulous welcome gifts (Choose one of the below)

  1.	Good Hope School Limited Edition Octopus (Details)
  2.	Donate HK$500 to Good Hope School

• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to Good Hope School
• Unique feature of automatic conversion of unused Bonus Points into spending credits at the rate of 0.4% upon expiration
• To be more convenient, using your Good Hope School Credit Card to pay tuition fee and enjoy 10,000 Bonus Points for first-time registration (Term & Conditions)
• Special merchants' offers in China, Hong Kong and Taiwan
• Click here for information about Good Hope School

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Every time you spend with Pok Oi UnionPay Diamond Credit Card, we will donate part of amount to Pok Oi Hospital to help those in need.

• From now until 31 December 2021, cardholders can enjoy 3X Bonus Points at local bookstore spending. (Terms and Conditions)
• Welcome Gift (Choose one out of two)
  1. Up to HK$500 Free Spending Credit
  2. Donate HK$500 to Pok Oi Hospital
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to Pok Oi Hospital for charity
• Handling Fee waiver for overseas spending
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Spending merchants' offers in China, Hong Kong and Taiwan
• Unsurpassed privileges offered by China UnionPay. For details, please visit: www.unionpayintl.com/hk

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

When you spend with a Readers Club VISA Platinum/MasterCard Titanium Credit Card, part of your spending will be donated to China Alliance Press in support of the Hope Book Donation Fund project in order to let more people enjoy reading.

• Fabulous welcome gifts (Choose one of the below)

  -	HK$300 China Alliance Press Cash Coupon
  -	HK$500 Free Spending Credits
  -	3,000 Asia Miles
  -	Donate HK$300 to support the project of "Hope Book Donation Fund"

• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to China Alliance Press to support the Hope Book Donation Fund project
• Enjoy a 20% discount at Alliance Book Centre
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Chelsea Football Club Soccer School Mastercard Platinum Credit Card not only allows you to enjoy the discount offer for the football training class, but also supports local football activities.

• 5% discount for the football training class in Chelsea FC Soccer School (Hong Kong)
• Welcome Gift (Choose one out of two)
  1. Maxcare MAX Pro 2.0 HOT COLD Therapy (Details)
  2. Up to HK$500 Free Spending Credit
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to support local football activities
• Unique feature of automatic conversion of unused Bonus Points into spending credits at the rate of 0.4% upon expiration
• Special merchants' offers in China, Hong Kong and Taiwan
• Click here for information about Chelsea FC Soccer School (Hong Kong)

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement

The Junior Chamber International Hong Kong VISA Credit Card delivers a variety of privileges. You can enjoy special shopping offers while supporting the development of your chapter.

• Applicable to Junior Chamber International members only
• Fabulous welcome gifts
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to the cardholder's chapter
• The cardholder's chapter can be embossed on the card face
• To request an application form, please call our Customer Services Hotline at (852)2818 8236

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

Every time spend with your Hong Kong Institute of Surveyors VISA Platinum/MasterCard Titanium Credit Card, the bank will donate part of your spending to the Hong Kong Institute of Surveyors for the membership welfare.

• Applicable to HKIS members only
• Fabulous welcome gifts
  - 20" + 24" Stylish Travel Suitcase Set (Details)
  - HK$500 Free Spending Credit
• Perpetual annual fee waiver
• 2X Bonus Points for Overseas Spending
• Designated credit card for HKIS membership fee and CPD event payment
• Part of cardholders' monthly spending will be contributed to HKIS for the members' welfare fund
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The Hong Kong's Heritage VISA Platinum/MasterCard Titanium Credit Card allows you to contribute to the conservation of Hong Kong heritage works through everyday spending.

• Fabulous welcome gifts
  - HK$300 Spending Credit
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to the "Lord Wilson Heritage Trust" for heritage protection
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The Cornerstone Association MasterCard Titanium Credit Card allows you to give greater meaning to your spending, with a portion of the proceeds donated to the Cornerstone Association for the benefit of the needy.

• Fabulous welcome gifts (Choose one of the below)
  - HK$300 Spending Credit
  - 3,000 Asia Miles 
  - Donate HK$300 to Cornerstone Association Ltd
• Perpetual annual fee waiver
• Part of cardholders' monthly spending will be donated to Cornerstone Association Ltd
• Click here for information about the services provided by the Cornerstone Association
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The Kingkow VISA Credit Card offers incredible discounts on Kingkow products,
so you can dress your children in the latest fashions.

• Become Kingkow VIP member and enjoy below exclusive offers after successful application:
  - Exclusive 15% discount at Kingkow stores or department store counters in Hong Kong
  - Purchase at Kingkow stores or department store counters in Hong Kong
  can earn Kingkow Points which can be used as instant cash for next purchase.
• Fabulous welcome gift
  - HK$500 Free Spending Credit
• Annual fee waiver for the first 2 years
  - Cardholders can enjoy an annual fee waiver for the first 2 years
  and thereafter cardholders must spend with the Kingkow Credit Card
  at Kingkow stores at least once per year at any amount to enjoy annual fee waiver.
• Unique feature of automatic conversion of unused Bonus Points into spending credits at the rate of 0.4% upon expiration
• Click here for information about Kingkow products

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

The St. Paul's Convent School MasterCard Titanium Credit Card offers an exclusive selection of shopping benefits to enrich your life.

• Fabulous welcome gifts (Choose one of the below)

  -	St. Paul's Convent School Towels Set (Details)
  -	$300 Free Spending Credit

• Perpetual annual fee waiver
• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement Apply now

With the exclusive rewards and privileges,Kingswood Villas MasterCard Titanium Credit Card is tailored to the shopping needs of Kingswood Villas flat owners and residents.

• Annual fee waiver for the first 5 years and perpetual 50% discount thereafter
• Fabulous welcome gifts

  -	HK$300 Spending Credit

• Unique feature of unused Bonus Points upon expiry will be automatically converted into spending credits at the rate of 0.4%
• Special merchants' offers in China, Hong Kong and Taiwan

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.

Other Services & Privileges Key Facts Statement

The Discovery Park VISA Gold Credit Card comes with a host of benefits and rewards for flat owners and residents of Discovery Park to let them enjoy shopping fun.

• Exclusive for flat owners and residents of Discovery Park
• Annual fee waiver for the first 5 years and perpetual 50% discount thereafter
• To request an application form, please call our Customer Services Hotline at (852)2818 8236

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• You should have assessed your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank.
• To borrow or not to borrow? Borrow only if you can repay!

In case you wish to enquire whether a third party is appointed by our Bank for referring credit card or loan application, please contact customer service hot line 2818 0282.